Amera, Inc. plan

Comprehensive Risk Profile & Analytics

Employer Group

550 employees • 1,200 covered lives

Aggregate Risk

🟡 Elevated

Approaching attachment point

Loss Ratio

127.5%

Claims vs Premium

Approved Claims

Pending Review

Aggregate Spend TrackingApproaching Threshold

Monitoring spend progression toward aggregate attachment point

Current Aggregate Spend

$7,650,000

Attachment Point

$9,000,000

85.0% Utilized$1,350,000 remaining

Actual cumulative spend (through current month)

Projected spend trajectory

Aggregate attachment point threshold

YTD Premium Collected

$6,000,000

YTD Claims Paid

$7,650,000

Specific Deductible

$150,000

This group is approaching the aggregate attachment point threshold (85.0% utilized). Monitor closely for potential aggregate claims.

Policy Details

Policy Year2025-01-01 – 2026-01-01

Months Elapsed10 / 12 (83% complete)

Specific Deductible$150,000

Aggregate Corridor$9,000,000 (125% of expected)

Annual Premium$7,200,000

Contract Renewal2026-01-01