AmeraStop-Loss
Monthly package

Phoenix Aerospace Systems

May 2026 carrier package. Monthly reporting starts at the group level and includes aggregate/spec summary, monthly experience, 50% specific detail, triggered diagnoses, specialty Rx, census, pended claims, and outstanding specific claims.

Status
Overdue
Due
Jun 5, 2026
Loss ratio
105.7%
Attachment used
84.6%
Open items
6
Aggregate contract
ClientPhoenix Aerospace Systems
Report periodJanuary 2026 - May 2026
Policy effective01/01/2026
Policy expiration12/31/2026
MGUHM Insurance Group
CarrierVoya
Contract12/12
CoveragesMedical & Rx
Min. annual attachment point$7,659,000
EE factor$567
ES factor$1,064
EC factor$1,064
FAM factor$1,696
Specific contract
Policy effective01/01/2026
Policy expiration12/31/2026
Paid run-outthrough 03/31/2027
Contract12/12
CoveragesMedical & Rx
Specific deductible$175,000
50% spec threshold$87,500
Specific laserMember 35 / $262,500
Agg spec deductibleN/A
Agg max reimbursementUnlimited

50% specific reinsurance summary

Member IDClaims amountFiled / to be filedSpec advanceIneligibleReimbursement
PHO-501$231,000$56,000$21,000-$56,000
PHO-614$106,750----
PHO-733$94,500----
Total$432,250$56,000$21,000$0$56,000

Aggregate reinsurance position

Contracted claims$9,777,250
Estimated advance funding$21,000
Total contracted claims$9,798,250
Less reimbursed dollars$0
Less filed / to be filed$56,000
Less spec advance dollars$21,000
Less laser difference$14,000
Less aggregating specific$0
Less monthly accommodations$0
Less ineligible dollars$0
Aggregate claims$9,710,430
Aggregate claims PEPM$2,312
Aggregate claims as % of expected134.6%
Aggregate claims as % of attachment84.6%
*Minimum attachment point$7,659,000