AmeraStop-Loss
Monthly package

Unity Healthcare Network

May 2026 carrier package. Monthly reporting starts at the group level and includes aggregate/spec summary, monthly experience, 50% specific detail, triggered diagnoses, specialty Rx, census, pended claims, and outstanding specific claims.

Status
Delivered
Due
Jun 5, 2026
Loss ratio
76.9%
Attachment used
61.5%
Open items
2
Aggregate contract
ClientUnity Healthcare Network
Report periodJanuary 2026 - May 2026
Policy effective01/01/2026
Policy expiration12/31/2026
MGUAmwins Group Benefits
CarrierTokio Marine HCC
Contract12/12
CoveragesMedical & Rx
Min. annual attachment point$12,213,000
EE factor$905
ES factor$1,696
EC factor$1,696
FAM factor$2,704
Specific contract
Policy effective01/01/2026
Policy expiration12/31/2026
Paid run-outthrough 03/31/2027
Contract12/12
CoveragesMedical & Rx
Specific deductible$200,000
50% spec threshold$100,000
Specific laserNone
Agg spec deductibleN/A
Agg max reimbursementUnlimited

50% specific reinsurance summary

Member IDClaims amountFiled / to be filedSpec advanceIneligibleReimbursement
UNI-501$264,000$64,000--$64,000
UNI-614$122,000----
UNI-733$108,000----
Total$494,000$64,000$0$0$64,000

Aggregate reinsurance position

Contracted claims$11,342,750
Estimated advance funding$0
Total contracted claims$11,342,750
Less reimbursed dollars$0
Less filed / to be filed$64,000
Less spec advance dollars$0
Less laser difference$0
Less aggregating specific$0
Less monthly accommodations$0
Less ineligible dollars$0
Aggregate claims$11,342,750
Aggregate claims PEPM$1,680
Aggregate claims as % of expected98.6%
Aggregate claims as % of attachment61.5%
*Minimum attachment point$12,213,000